FEATURES OF PROVIDING INSURANCE PROTECTION FROM COVID-19
DOI:
https://doi.org/10.11603/1681-2786.2022.2.13311Keywords:
market of medical services, insurance medicine, insurance companiesAbstract
Purpose: to find out the specifics of providing insurance protection against the Сovid-19 virus.
Mаterіаls аnd methods. Scientific articles of domestic scientists and electronic resources became the research materials. The methods of analysis, structuring, graphical presentation of results and generalization of information were used during the implementation of this research.
Results. Іn the economic life of any country, one of the leading places is occupied by insurance companies. The main function of insurance includes the protection of both legal entities and individuals against losses that may occur in the event of insured events. The world economy is a priori not stable, as cycles of economic booms and crises always alternate, in connection with which new risks and threats appear, which give rise to the emergence of new protection mechanisms and technologies. The Covid-19 pandemic, which struck the world at the beginning of 2020, became a real challenge for the whole world, causing many threats to both the economies of states and people. Having conducted a detailed study of the situation with Сovid-19, insurance companies adjusted their activities to such conditions, making insurance payments to the victims, fixing direct and indirect costs, and also forecasting the situation in the future.
Conclusіons. On the basis this conducted research, it was found that under the conditions of the pandemic, new conditions for conducting activities were created for the Ukrainian insurance market, which both create opportunities and become the causes of threats. New insurance programs were quickly developed by Ukrainian insurance companies to provide medical insurance, which provides financial support in case of illness from Сovid-19 or complications from vaccination.
References
(2021). Alhorytm MOZ shchodo nadannya dopomohy pry COVID-19 [Algorithm of the Ministry of Health regarding the provision of assistance in case of COVID-19]. life.pravda.com.ua. Retrieved from: https://life.pravda.com.ua/health/2020/03/31/240409/ [in Ukrainian].
Boguslovsky, E.I., & Shibalkina, Yu.S. (2009). Medychne strakhuvannya v Ukrayini: problemy ta perspektyvy [Medical insurance in Ukraine: problems and prospects]. Zovnishnya torhivlya: pravo ta ekonomika – Foreign Trade: Law and Economics, 4(39), 83-86 [in Ukrainian].
Dendobra, T. (2021). Stan ta problemy funktsionuvannya strakhovoho rynku v umovakh pandemiyi COVID-19 [State and problems of the functioning of the insurance market in the conditions of the COVID-19 pandemic]. Zhurnal student·sʹkykh naukovykh pratsʹ «Upravlinnya, administruvannya ta pravo: problemy, tendentsiyi, dosyahnennya» – Journal of Student Scientific Works "Management, Administration and Law: Problems, Trends, Achievements", 2, 81-87 [in Ukrainian].
Korolʹ, S. (2020). Suchasnyy stan ta perspektyvy rozvytku strakhovoho rynku Ukraïny [The current state and prospects for the development of the insurance market of Ukraine]. Ekonomichnyy analiz – Economic Analysis, 30(4), 204-210 [in Ukrainian].
Suprun, A.A., & Bessinna, O.S. (2020). Diyalʹnistʹ strakhovoyi haluzi v umovakh pandemiyi COVID-19: problemy i mozhlyvosti [Activities of the insurance industry in the conditions of the COVID-19 pandemic: problems and opportunities]. Ekonomichnyy prostir – Economic space, 161, 124-129 [in Ukrainian].
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2022 Bulletin of Social Hygiene and Health Protection Organization of Ukraine
This work is licensed under a Creative Commons Attribution 4.0 International License.
Authors who publish in this journal agree to the following terms:
1. The authors reserve the right to authorship of the work and pass the journal right of first publication of this work is licensed under a Creative Commons Attribution License, which allows others to freely distribute the work published with reference to the authors of the original work and the first publication of this magazine.
2. Authors are entitled to enter into a separate agreement on additional non-exclusive distribution of work in the form in which it was published in the magazine (eg work place in the electronic repository institution or publish monographs in part), provided that the reference to the first publication of this magazine.
3. Policy magazine allows and encourages authors placement on the Internet (eg, in storage facilities or on personal websites) manuscript of how to submit the manuscript to the editor and during his editorial processing, since it contributes to productive scientific discussion and positive impact on the efficiency and dynamics of citing published work (see. The Effect of Open Access).
